Requirements.
We can accept criminal & bankruptcy histories
We're transparent:
We share our apartment application approval requirements for credit, income, evictions, bankruptcies, criminal record & co-signers
Credit requirements
Credit Score (FICO)
We do a credit check if you decide to apply for an apartment.
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A FICO score of 620 or higher from TransUnion, with 12 months or more of credit payment history, will get approved.
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Any score below 620 will not get approved. Sorry, no exceptions.
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Any co-applicants need a 600 or above FICO score.
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Applicants must meet both credit & income requirements
Criminal or felony requirements
We can approve apartment applications with a criminal background, including felonies. Second chances matter. However, all other requirements apply (620+ credit score & income requirements).
Prior eviction requirements:
We can approve applications with prior evictions, but all other requirements apply (620+ credit score & income requirements). We may require two months or more of rent payments upfront, at move in.
Prior bankruptcy requirements:
We can approve apartment applications with prior bankruptcies. The bankruptcy must be discharged (Chapter 7 or 13). All other requirements apply (620+ credit score and income requirements), We may require two months or more of rent payments upfront, at move in.
Income requirements
Here's how we calculate your maximum approved rent:
Formula:
Gross Monthly Household Income:
Less: Monthly Loan Payments
X 35% =
Maximum Rent:
Example:
$2,500
$350
$2.150
$753
Co-signers
We don't accept Co-Signers. Sorry, no exceptions.