We Can Accept Criminal & Bankruptcy Histories
We share our apartment application approval requirements for credit, income, evictions, bankruptcies, criminal record & co-signers
Credit Score (FICO)
We do a credit check if you decide to apply for an apartment.
A FICO score of 620 or higher from TransUnion, with 6 months or more of credit payment history, will get approved.
We can sometimes approve scores between 600 and 619, if there's two or fewer combined late payments + collection occurrences.
Any score below 600 will not get approved. Sorry, no exceptions.
Any co-applicants need a 600 or above FICO score.
Applicants must meet both credit & income requirements
Learn What Your Credit Score Is:
Learn A Fairly Easy Way To Improve Your Credit Score to 600+
Our best suggestion is to get a secured credit card. This is a credit card you can get even if you have a low credit score or no credit at all.
Criminal or Felony Requirements
We can approve apartment applications with a criminal background, including felonies. Second chances matter. However, all other requirements apply (620+ credit score & income requirements).
Prior Eviction Requirements:
We can approve applications with prior evictions, but all other requirements apply (620+ credit score & income requirements). We may require two months or more of rent payments upfront, at move in.
Prior Bankruptcy Requirements:
We can approve apartment applications with prior bankruptcies. The bankruptcy must be discharged (Chapter 7 or 13). All other requirements apply (620+ credit score and income requirements), We may require two months or more of rent payments upfront, at move in.
Here's how we calculate your maximum approved rent:
Gross Monthly Household Income:
Less: Monthly Loan Payments
X 35% =
We don't accept Co-Signers. Sorry, no exceptions.