Requirements.
We can accept criminal & bankruptcy histories

We're transparent:

We share our apartment application approval requirements for credit, income, evictions, bankruptcies, criminal record & co-signers

Credit requirements

Credit Score (FICO)

We do a credit check if you decide to apply for an apartment.

  • A FICO score of 620 or higher from TransUnion, with 6 months or more of credit payment history, will get approved.

  • We can sometimes approve scores between 600 and 619, if there's two or fewer combined late payments + collection occurrences.

  • Any score below 600 will not get approved. Sorry, no exceptions.

  • Any co-applicants need a 600 or above FICO score.

  • Applicants must meet both credit & income requirements

Learn what your credit score Is:


If you're not sure that you have any score at all (very common), or haven't checked your score in a while, we'd suggest going to a site like CreditKarma.com. They'll provide your score for free. That's a better option spending $40 on an apartment application only to be denied.




Learn A fairly easy way to improve your credit score to 600+


Our best suggestion is to get a secured credit card. This is a credit card you can get even if you have a low credit score or no credit at all. Click here to learn more: Improve Your Credit Score





Criminal or felony requirements

We can approve apartment applications with a criminal background, including felonies. Second chances matter. However, all other requirements apply (620+ credit score & income requirements).

Prior eviction requirements:

We can approve applications with prior evictions, but all other requirements apply (620+ credit score & income requirements). We may require two months or more of rent payments upfront, at move in.

 

Prior bankruptcy requirements:

We can approve apartment applications with prior bankruptcies. The bankruptcy must be discharged (Chapter 7 or 13). All other requirements apply (620+ credit score and income requirements), We may require two months or more of rent payments upfront, at move in.

Income requirements

Here's how we calculate your maximum approved rent:

Formula:

 

Gross Monthly Household Income:

 

Less: Monthly Loan Payments

 

X 35% =

Maximum Rent:

Example:

​​

$2,500

$350

$2.150

 

$753

Co-signers

We don't accept Co-Signers. Sorry, no exceptions.